Purchase Calculator

Plan Your Home Purchase

Estimate your down payment, mortgage, insurance and closing costs for a new home in Canada, all in one place.

Purchase Calculator

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Why use it

What This Calculator Gives You

All-in Costs

Down payment, CMHC insurance and closing costs together.

Insurance Estimate

See your mortgage default insurance premium instantly.

Budget to Close

Know the full cash you need on closing day.

Good to know

Frequently Asked Questions

Are these mortgage calculators free?

Yes, every calculator is completely free to use and requires no signup.

How accurate are the results?

They're solid estimates for planning. A licensed advisor confirms the exact numbers for your specific situation and lender.

Do you store my information?

You can use every calculator without submitting anything. If you choose to have results emailed, we only use that to help you.

Can you help me get the rate I calculated?

Yes. We compare 30+ lenders to find you a real rate, at no cost. Talk to a licensed advisor any time.

Official mortgage brokering partner

Ready to Act on Your Numbers?

These calculators are powered by Cannect Inc., a fully licensed Canadian mortgage brokerage and our official brokering partner, with over $7 billion funded and a 4.9-star Google rating. When you're ready to turn an estimate into a real rate, Cannect compares 30+ lenders for you, with transparent advice and no cost to compare.

Licensed & regulated brokerageAccess to 30+ lendersNo cost to compare your options