Real Lending Rules
Includes GDS/TDS ratios and the mortgage stress test.
Affordability Calculator
How Much Home Can You Afford
Find your maximum purchase price and mortgage based on your income, down payment and debts, using current Canadian lending rules.
Affordability Calculator
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Why use it
What This Calculator Gives You
Know Your Budget
Shop with a firm number in mind, no surprises.
Plan Your Down Payment
See how more down changes what you qualify for.
More tools
Other Calculators
Good to know
Frequently Asked Questions
Are these mortgage calculators free?
Yes, every calculator is completely free to use and requires no signup.
How accurate are the results?
They're solid estimates for planning. A licensed advisor confirms the exact numbers for your specific situation and lender.
Do you store my information?
You can use every calculator without submitting anything. If you choose to have results emailed, we only use that to help you.
Can you help me get the rate I calculated?
Yes. We compare 30+ lenders to find you a real rate, at no cost. Talk to a licensed advisor any time.
Official mortgage brokering partner
Ready to Act on Your Numbers?
These calculators are powered by Cannect Inc., a fully licensed Canadian mortgage brokerage and our official brokering partner, with over $7 billion funded and a 4.9-star Google rating. When you're ready to turn an estimate into a real rate, Cannect compares 30+ lenders for you, with transparent advice and no cost to compare.
Licensed & regulated brokerageAccess to 30+ lendersNo cost to compare your options