Refinance

Lower Your Payment or Unlock Cash With a Refinance

Break, blend or switch your mortgage to a better rate, or pull out equity for what matters most.

  • No obligation, no impact on your credit score to get matched.
  • 30+ lenders compared by a licensed advisor.
  • Takes about two minutes.
Why it's worth it

The Advantages

Cut Your Monthly Payment

A lower rate or longer amortization can free up hundreds each month.

Pull Out Equity

Access up to 80% of your home's value as tax-free cash.

We Run the Break-Even Math

Penalty vs. savings, calculated up front so there are no surprises.

30+
Lenders compared
$7B+
Mortgages funded
4.9★
Google rating
50,000+
Clients helped
Good to know

Frequently Asked Questions

Does this affect my credit score?

No. Getting matched does not require a hard credit check, that only happens later, with your consent, if you choose to apply.

How much does it cost?

Comparing your options is free. For most residential mortgages the lender pays us, so there's no cost to you.

How fast will someone contact me?

A licensed mortgage advisor typically reaches out the same business day, at the time that works best for you.

Am I obligated to proceed?

Never. This is completely no-obligation, you decide if and when to move forward.

Official mortgage brokering partner

Your Mortgage Is in Expert Hands

Every mortgage arranged here is brokered by Cannect Inc., a fully licensed Canadian mortgage brokerage with over 20 years in the business, more than $7 billion in mortgages funded and 50,000+ clients served. We chose Cannect as our official brokering partner for their whole-market lender access, genuinely transparent advice, and a technology-driven process that gets borrowers to the sharpest rate faster. Licensed, regulated, and relentlessly borrower-first.

Licensed & regulated brokerageAccess to 30+ lendersNo cost to compare your options